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It's a little hard for me to follow your question, but I read it as you are trying to balance the amount of time and lost earnings with the increased earnings potential of more advanced degrees. SSC and HSC, as I understand it, equate to secondary education such as high school in the US. If that is so, you will definitely increase your value in the job market with a post-secondary, aka college, degree in Computer Engineering. Just think of how much additional you will earn in one year with that degree vs. with no degree, figure in the years of lost earnings and tuition expense, and you can get an idea of how long it takes to get a return on your investment.